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Dealertrack and NCC Unveil Enhanced Financing Process

NCC credit bureau service now integrates directly into Dealertrack’s online deal jacket with access to exclusive new capabilities.

February 18, 2020
Dealertrack and NCC Unveil Enhanced Financing Process

NCC credit bureau service now integrates directly into Dealertrack’s online deal jacket with access to exclusive new capabilities.

2 min to read


NORTH HILLS, N.Y. and LAS VEGAS – Dealertrack is announcing an enhanced partnership with National Credit Center (NCC) in a push to improve the automotive financing process for dealers and to help lenders approve credit decisions faster and more efficiently. Through the partnership, NCC’s credit bureau service will now integrate directly into Dealertrack’s online deal jacket, giving dealers access to a completely new and enhanced credit bureau report as well as other exclusive features they can subscribe to.

With the new NCC integration, dealers can make smarter and immediate credit decisions without ever having to leave the Dealertrack platform, ultimately enabling them to derive greater value from the industry’s largest lender credit application network.

“Dedicated to delivering one seamless workflow for enhanced efficiency and productivity, Dealertrack is continuing to double down on its efforts to enable faster funding for dealers by partnering with industry-leading providers across the F&I process,” said Cheryl Miller, senior vice president and general manager of Dealertrack F&I Solutions. “With the new NCC integration, dealers can make smarter and immediate credit decisions without ever having to leave the Dealertrack platform, ultimately enabling them to derive greater value from the industry’s largest lender credit application network.”

Dealertrack dealers with a basic NCC subscription will be able to access more robust and easier to read reporting formats, such as HTML, TTY and CV2, with Military Lending Act (MLA) inclusion on reports. As an incremental benefit, add-on features now available include:

  • Credit Model 6.3 summaries on reports, giving dealers deeper insight into a customer’s car buying history.

  • Smart Default capabilities (coming in March 2020) that secure better finance terms and provide the ability to automatically pull an additional bureau if a higher score is available.

“At NCC, it has been our company’s focus to equip dealers with the credit insights they need to confidently work with their customers to close deals faster,” said Robert Granados, CEO of NCC, LLC. “Integrating NCC credit bureau services into Dealertrack’s online deal jacket helps us further this commitment to dealers by bringing them the information and history they need to make quicker credit decisions.”

Read: New LoJack® Connect Family of Subscription Services Launches to Dealers and Drivers Nationwide

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